Every year, too many people miss out on valuable vision benefits simply because they forget to use them before they expire. It can be easy to overlook these benefits amidst the hustle and bustle of daily life. However, your vision benefits help you avoid unnecessary out-of-pocket expenses and take care of your eye health.
Here are a few ideas on how you can use your benefits this year:
- Schedule your annual eye exam.
- Get new glasses or contact lenses.
- Treat yourself to a pair of prescription sunglasses.
- Upgrade to digital lenses or anti-glare coatings.
- Invest in eye health supplements.
Using Your Vision Benefits
Navigating the world of vision coverage can feel overwhelming, especially with the variety of plans available to Canadians. Most plans offer coverage for eye exams, prescription glasses, and contact lenses, with some expanding to include special features like digital lenses or anti-glare coatings.
To get started, review your benefits package thoroughly. Look for key details such as coverage limits, eligible services, and any restrictions. If there’s anything you’re not clear on, you can contact your benefits provider for a detailed explanation of your plan.
Using Your Health Spending Account (HSA)
Many Canadians also have access to a Health Spending Account (HSA), which can be used to cover vision expenses not included in standard plans.
The HSA benefits can be used for eye exams, eyeglasses, deductibles, copayments and a number of other expenses. However, keep in mind premiums are often excluded. Make sure to check your policy to see what is eligible with your HSA.
This can also be used for treatments like dry eye treatment with lipiflow, intense pulsed light therapy (IPL), radiofrequency (RF) and the like.
Use It Before You Lose It
Vision benefits often have a strict expiry cycle, typically resetting at the end of the calendar year. If you don’t leverage them, you lose them.
Letting your benefits expire means you lose out on essential eye care. Additionally, you could also encounter more expenses if you experience vision issues later on. Regular checkups and timely upgrades can prevent costly treatments in the future.
Financially speaking, not using your benefits is like leaving money on the table. If your workplace offers health benefits, they are included as part of your compensation for the work you do. By planning ahead and scheduling necessary appointments and purchases, you can maximize your benefits and minimize personal spending.
5 Ways to Maximize Your Vision Benefits
- Schedule Your Annual Eye Exam
An eye exam is the foundation of good eye health. It checks for changes in vision and can detect early signs of conditions like glaucoma or macular degeneration.
Even if you feel your vision remains unchanged, eye exams provide an opportunity for your optometrist to update your prescription and assess your overall eye health, helping you get the best vision correction and care possible.
Some eye concerns like glaucoma and diabetic retinopathy won’t show symptoms until they’ve progressed significantly. Spotting potential issues early during a routine exam can also prevent more serious problems down the line.
- Get New Glasses or Contact Lenses
If your prescription has changed, or if you’re simply ready for a new look, now’s the time to use your benefits for a new pair of glasses or contact lenses.
Maybe you already have a pair of glasses you love. Having a backup pair is a smart choice. Life happens, and having an extra set on hand can save you from a vision emergency if your primary pair is lost or broken. Plus, sometimes you may want to switch it up! You can use your benefits to cover a more “fun” pair of glasses that you might not wear every day.
For contact lens wearers, using your benefits to replenish your supply can save significant costs. Plus, it provides peace of mind knowing you’re fully stocked up.
- Treat Yourself to a Pair of Prescription Sunglasses
Sunglasses may give you that luxurious, elegant look, but they’re also necessary for protecting your eyes from harmful UV rays. Investing in quality sunglasses now can prevent sun-related eye damage and reduce the risk of developing cataracts and other conditions later in life.
Sunglasses with prescription lenses allow you to enjoy outdoor activities without sacrificing clear vision. Whether you’re driving or just enjoying a sunny day, they help keep your eyes shielded and comfortable.
- Upgrade to Digital Lenses or Anti-Glare Coatings
We’re living in the digital age, and eye strain from screens is a common complaint. Consider upgrading to digital lenses or adding anti-glare coatings to reduce your symptoms and improve visual comfort.
These enhancements can make a significant difference if you spend long hours in front of a computer. They help filter out blue light, which can influence our sleep patterns or circadian rhythm.
- Invest in Eye Health Supplements
Supplements and accessories are often overlooked but can be covered by some vision plans. Items like vitamin supplements, cleaning kits, or protective cases for eyewear are wise investments.
Supplements specifically designed for eye health can provide nutrients like lutein and zeaxanthin, which support vision health and may reduce the risk of chronic eye conditions like dry eye.
Accessories that help maintain eyewear, such as cleaning cloths and durable cases, ensure your glasses or contacts remain in top condition, extending their life and performance.
Make the Most of Your Benefits Year-Round
Eye health should be a year-round priority, not just a last-minute scramble. By staying proactive, you can make sure you don’t miss out on your hard-earned benefits.
- Schedule regular eye exams and plan purchases strategically to coincide with your coverage cycle. This can help you stay on top of your vision care without unnecessary stress.
- Stay informed about new services and products covered by your plan to take full advantage of your benefits.
- Regularly review your plan and communicate with your provider to stay in the loop.
Start Using Your Benefits Today
Vision benefits provide an excellent opportunity to maintain your eye health without financial strain. Don’t wait until it’s too late—take action now to maximize these benefits before they expire.
Ready to prioritize your eye health? Schedule an appointment at See & Be Seen Eyecare today and use your benefits before the year ends. We’re happy to recommend eye care services to help you make the most of your benefits—and our optical team is always here for you when you’re ready to pick out a fresh pair of glasses.
